BRRRR Calculator

See exactly how much cash you'll have left in the deal after the refinance — and whether your returns justify the risk.

How BRRRR Works

You buy a distressed property cheap, fix it up, rent it out, then refinance based on the new higher value — pulling your original cash back out to do the next deal.

Buy Rehab Rent Refinance Repeat
📦 Acquisition & Rehab
What you pay to buy the property
$
Total cost to repair and renovate
$
Buy-side closing costs + carrying costs during rehab (taxes, insurance, utilities, interest)
$
What the property will be worth after renovation — get a BPO or appraisal
$
🏦 Refinance & Rental
How much the bank will lend after rehab (typically 70-75% of ARV)
$
Annual interest rate on the refinance loan
%
30-year loans are most common for rentals
What you will charge the tenant per month
$
Property taxes, insurance, management, maintenance, vacancy reserve (NOT the loan payment)
$
Advertisement
Cash Left In The Deal After Refinance
$0
Monthly Cash Flow
$0
After loan payment & expenses
Annual Cash Flow
$0
Per year
Cash-on-Cash Return
0%
On cash left in deal
Equity Built
$0
ARV minus refi loan
Total Cost Basis
$0
Purchase + rehab + costs
LTV After Refi
0%
Loan ÷ ARV
Verdict
ItemAmount
Pro Tip: The BRRRR strategy works best when your refinance loan covers most or all of your total cost basis. The goal is to recycle your cash into the next deal — not leave it sitting in a property. Once you know your cash left in the deal, use the Cash-on-Cash Calculator to compare this deal against others in your pipeline.
Advertisement